http://www.mcdebt.com/n56.html Free debt consolidation only means you'll have to do everything on your own. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 If you take into account the interest rates attached to any debt consolidation loan, there is no chance you will ever find a resource offering free debt consolidation. Sure there are companies offering free assistance, free guidance to nudge you along toward debt assistance of some kind or another, but absolutely free debt consolidation? thats like someone offering you a fat free cheeseburger. Say what? Say...what! Free debt consolidation - no you didn't! When a company offers you free debt consolidation, the first thing on your mind should be "where is the beef?" Is that debt consolidation company in kahootz with a specific lender, directing clients straight to their loans and their higher that average APR? Or will the company take your credit information and run, effectively stealing your identity and selling it off to the highest bidder? Here is an important lesson to learn about personal finance opportunities - nothing, and we mean nothing, is free. There is no 100% free debt consolidation, only companies telling you thats what they offer and charging you somewhere else down the line, somehow. Making do with minimal cost The closest you will come to free debt consolidation is securing a loan and managing it in your own righty., without the assistance or support of a consolidation company. Which you can do! you can negotiate down your debts to a manageable level, you can find a lender willing to help you consolidate all your nasty expenses. Its not completely free debt consolidation, but its free in teh fact that you don;t have to pay someone else to do something on your behalf that you can do on your own. Thats the truth behind free debt consolidation, and may the truth forever set you free. Sat, 26 Jul 2008 15:00:00 EDT